Every trade has a handful of exposures that decide what you pay. Carriers stop writing whole categories after a bad year — because we place across dozens of markets, we usually still have somewhere to go.
Get My Free QuoteThese are the categories that carry the highest premiums in commercial insurance — and the ones other agents most often decline. They are also where a broker with real market access makes the biggest difference.
GCs, subs, site work, remodelers and specialty trades.
What drives the premium
High-value residential, custom and semi-custom construction.
What drives the premium
Light manufacturing, assembly, machining and fabrication.
What drives the premium
Full service, fast casual, bars, catering and food production.
What drives the premium
SaaS, IT services, MSPs, hardware and consultancies.
What drives the premium
Logging, roofing, trucking, demolition, crane, security, staffing, cannabis-adjacent and more.
What drives the premium
We write far more than what is listed here. Tell us how your business operates and we will identify the exposure and the markets for it.
